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Discussion Starter · #1 ·
Does anyone know on a Q50 purchase if Infiniti Financial Services is offering any kind of low finance rate right now?

Lincoln is offering a sweet rate on the MKZ of 0% for up to 60 months and 1.9% for 72 months. Of course the "for well qualified buyers" caveat goes without saying. :)
 

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My Infiniti dealership mentioned IFS could do 2.9% up to 60 months. I got 1.9% at my local credit union.
 

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As for the Q50, 2.9% is the lowest from Infiniti. If you got really good credit score (800+), you can go to Bank of America and get 1.79% APR for 60 months. I think I heard someone here got 1.5% from another bank. You have to do that before you purchase or finance a car.
As for MKZ 0% APR, that's a no brainer. If you are happy with MKZ looks (gosh, I just can't stand the looks), just get it and be happy with it.

Does anyone know on a Q50 purchase if Infiniti Financial Services is offering any kind of low finance rate right now?

Lincoln is offering a sweet rate on the MKZ of 0% for up to 60 months and 1.9% for 72 months. Of course the "for well qualified buyers" caveat goes without saying. :)
 

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Just got my finance papers in the mail today. Thought I was getting 1.9% turns out I'm getting 1.79%! Woo-hoo, its only a few dollars difference but I'll take it.
 

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Discussion Starter · #8 ·
Just got my finance papers in the mail today. Thought I was getting 1.9% turns out I'm getting 1.79%! Woo-hoo, its only a few dollars difference but I'll take it.
Who did you go through for that rate? And did you find that yourself pre-purchase or did your dealer find that rate for you?
 

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Who did you go through for that rate? And did you find that yourself pre-purchase or did your dealer find that rate for you?
I shopped around while I was waiting for my vehicle to arrive. It turns out that the credit union I'm affiliated with had the best rate. At the time, Bank of America could only do 2.49% which they were advertising as 2.5% locally in Atlanta for up to 72 months.
 

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Who did you go through for that rate? And did you find that yourself pre-purchase or did your dealer find that rate for you?
Just check bankrate.com. Filter to the Auto rates page, type in your zip, and it'll search every single reported i-rate from the banks & credit unions in your local area, plus the lowest nationally-available rates. You can locate the 1-percenters there. You'll be amazed at the spread.


Sent from AutoGuide.com Free App
 

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I was getting 1.74% from local credit union and they had to give me additional $750 to match the monthly payment of the credit union.
Actually the $750 is a captive cash rebate that can be used when going throw IFS. It can not be used with any other lending institution. Some dealers disclose it as its true name and some say "they" will take $$$ out of their pocket.
 

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Actually the $750 is a captive cash rebate that can be used when going throw IFS. It can not be used with any other lending institution. Some dealers disclose it as its true name and some say "they" will take $$$ out of their pocket.
I got 1.79% for 60 months from Bank of America and the dealer honored the $1000 finance rebate as Bank of America is one of their lenders. BAC also offered 1.99% for 72 months. These rate were both lower than they show on their website and I applied on the web and was approved in about an hour. I have a couple accounts with them which may have helped.
 

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This is purely for clarification for new buyers. The $1000 "Mike's Q50S" received is not a finance rebate. The dealership has no control over the IFS finance money. If the car is not finance through Infiniti they CANNOT at their discretion "honor" the rebate.

The $1000 Mike recieved is a "dealer cash" incentive on all Q50 purchases. This money is not available on leases only purchases.

Again, this is purely a clarification to prospective buyers. This type of misinformation makes it very difficult for dealers and buyers.
 

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This is purely for clarification for new buyers. The $1000 "Mike's Q50S" received is not a finance rebate. The dealership has no control over the IFS finance money. If the car is not finance through Infiniti they CANNOT at their discretion "honor" the rebate.

The $1000 Mike recieved is a "dealer cash" incentive on all Q50 purchases. This money is not available on leases only purchases.

Again, this is purely a clarification to prospective buyers. This type of misinformation makes it very difficult for dealers and buyers.
Good info! Thanks for the clarification.
 

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Hi. Sent you a pm. Might lease from your dealership.

This is purely for clarification for new buyers. The $1000 "Mike's Q50S" received is not a finance rebate. The dealership has no control over the IFS finance money. If the car is not finance through Infiniti they CANNOT at their discretion "honor" the rebate.

The $1000 Mike recieved is a "dealer cash" incentive on all Q50 purchases. This money is not available on leases only purchases.

Again, this is purely a clarification to prospective buyers. This type of misinformation makes it very difficult for dealers and buyers.
 
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