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So everyone is either financing or leasing. The other day I received an offer from discover to get up to 25K personal loan. I was thinking why not use that and put up the rest of the money in cash? it would only be like 15K. What do you guys think? I have until the summer to save, I already have been, plus with selling my car I'd have the funds. I mean it's still a way of financing but I have a good history with Discover and I'd be able to pay the loan over 84 months unlike the banks or the dealerships only offering 60 or 72.(Would never actually take that long, just going that route for cheaper payments) What's your thoughts on that ?
Also, new car prices are negotiable right?
Also, new car prices are negotiable right?