[5697]

Quote:
Originally Posted by drm2793 View Post
Let me know if you guys think I can do better. My sister work for infiniti and says this is low low. This is with Nav, leather seating and deluxe touring package

MSRP 47,245
SELLING PRICE 41,595
DOWN PAYMENT $1,000
TERM 39 months
MILEAGE ALLOWANCE 15k
TAX 499.14
License Reg Fees 262.19
Acquisition 700
MONTHLY PAYMENT 483.47
LOCATION Texas

This is pretty bad considering i am paying 4 dollars more for a fully loaded AWD S (nav, premium, deluxe touring, tech) and put only first month down. ($489)

He's actually got about the same discount off of MSRP as your deal (Approx. 12%), but that being said we don't know if the MF is being jacked up.

Also, creativedesignz what kind of mileage allowance did you get on your deal? I see this one was at 15K which could be part of the pricing difference.

 

[mattreading22]

Quote:
Originally Posted by drm2793 View Post
Let me know if you guys think I can do better. My sister work for infiniti and says this is low low. This is with Nav, leather seating and deluxe touring package

MSRP 47,245
SELLING PRICE 41,595
DOWN PAYMENT $1,000
TERM 39 months
MILEAGE ALLOWANCE 15k
TAX 499.14
License Reg Fees 262.19
Acquisition 700
MONTHLY PAYMENT 483.47
LOCATION Texas



He's actually got about the same discount off of MSRP as your deal (Approx. 12%), but that being said we don't know if the MF is being jacked up.

Also, creativedesignz what kind of mileage allowance did you get on your deal? I see this one was at 15K which could be part of the pricing difference.

I believe the top tier money factor this month is .00012. This would come out to less than .5% (.00012 x 2400 = .28%) interest over the lease term. Keep in mind this would be for top tier credit scores. Where you will find this on a lease breakdown is after the pre-tax monthly payment it will say rent. Rent would be your monthly interest payment. Hope this helps for those who are wondering.

 

[5697]

I got these Infiniti Residual Rates and Money Factors from a Moderator over on the Edmunds.com forum, figured I would pass them along for those wanting to double check their deals.

All are based on a 39-Month/10K Per Year Lease in NJ (Northeast Region) as of March:

AWD Premium OR Sport - 56% and .00010
AWD Hybrid - 57% and .00019
AWD Hybrid Sport - 55% and .00019

 

[eikon]

I thought the AWD non-hybrid MF was .00012.. close to what you said.

Keep in mind that you can make refundable security deposits to Infiniti. They are typically in the amount of one month payment and benefit you by reducing the MF by .00009. I did this in my lease this month and it bought the money factor down to .00003. Only one can be applied right now because a second one would bring the end MF under zero.. which they will not do.

The net result was about $6 a month, for a total savings of $234. That would be a bad deal if you didn't get the money back.. but you do.. so this savings is a lot better than you would make if it was in your checking or savings account in the bank for 3 years.

I got these Infiniti Residual Rates and Money Factors from a Moderator over on the Edmunds.com forum, figured I would pass them along for those wanting to double check their deals.

All are based on a 39-Month/10K Per Year Lease in NJ (Northeast Region) as of March:

AWD Premium OR Sport - 56% and .00010
AWD Hybrid - 57% and .00019
AWD Hybrid Sport - 55% and .00019

 

[5697]

I thought the AWD non-hybrid MF was .00012.. close to what you said.

Keep in mind that you can make refundable security deposits to Infiniti. They are typically in the amount of one month payment and benefit you by reducing the MF by .00009. I did this in my lease this month and it bought the money factor down to .00003. Only one can be applied right now because a second one would bring the end MF under zero.. which they will not do.

The net result was about $6 a month, for a total savings of $234. That would be a bad deal if you didn't get the money back.. but you do.. so this savings is a lot better than you would make if it was in your checking or savings account in the bank for 3 years.

The AWD MF rate may in fact be .00012, Like is said, I was given them by a moderator from another site and they put number out all day, possible typo.

But moving on, some of your MSD math is INCORRECT and misleading.

MSD's would be your typical monthly payment ROUNDED UP TO THE NEAREST $50 - So for example if your payment was $379 your MSD payment would be $400 x however many allowed WITHOUT reaching negative numbers.

Also EACH MSD lowers your MF rate by 0.0001 NOT 0.00009 as you suggested. But yes, ALL MSD's are refunded at the end of the lease as long as account is in good standing, meaning not in default and are well worth the investment over 24-39 months.

 

[eikon]

The AWD MF rate may in fact be .00012, Like is said, I was given them by a moderator from another site and they put number out all day, possible typo.

But moving on, some of your MSD math is INCORRECT and misleading.

MSD's would be your typical monthly payment ROUNDED UP TO THE NEAREST $50 - So for example if your payment was $379 your MSD payment would be $400 x however many allowed WITHOUT reaching negative numbers.

Also EACH MSD lowers your MF rate by 0.0001 NOT 0.00009 as you suggested. But yes, ALL MSD's are refunded at the end of the lease as long as account is in good standing, meaning not in default and are well worth the investment over 24-39 months.

I don't know if I'd call it INCORRECT in all caps.. sounds like we are splitting hairs. So the Security deposit amount could be an extra $1 to $49 higher than your monthly payment.. Mine was $350 on a $326 payment.. pretty close.

I don't work for Infiniti, so I can only say that the 0.0009 is a number I've seen mulitple times on the edmunds forum and was corroborated by sales managers at 3 different Infiniti dealers that I've spoken with. I don't think it matters much if it's a .00009 or a .0001.. it could be that the number is .000095 and just depends on rounding.

Either way, I don't see how the information I gave is "misleading". Perhaps you are being a little over-dramatic?

 

[WhoMan]

I don't know if I'd call it INCORRECT in all caps.. sounds like we are splitting hairs. So the Security deposit amount could be an extra $1 to $49 higher than your monthly payment.. Mine was $350 on a $326 payment.. pretty close.

I don't work for Infiniti, so I can only say that the 0.0009 is a number I've seen mulitple times on the edmunds forum and was corroborated by sales managers at 3 different Infiniti dealers that I've spoken with. I don't think it matters much if it's a .00009 or a .0001.. it could be that the number is .000095 and just depends on rounding.

Either way, I don't see how the information I gave is "misleading". Perhaps you are being a little over-dramatic?

Nah man, he was right, lots of mis-info bro. You are better than that
MSD's give you 0.0001 off of MF, and the MSD amount is always rounded up to the nearest $50 increment. There is no room for misinfo here.

 

[Ruehl_No.925]

Q50 AWD Premium with Navigation

MSRP : around $44500
Discount : about $7150
Monthly (39 months): $420
Due at signing (including 1st month, tax, tags etc) : $1000
15000 miles per year.

I think you guys can do better than me because I didn't have time to negotiate further.
Tax and some fees were rolled into my monthly

 

[5697]

I don't know if I'd call it INCORRECT in all caps.. sounds like we are splitting hairs. So the Security deposit amount could be an extra $1 to $49 higher than your monthly payment.. Mine was $350 on a $326 payment.. pretty close.

I don't work for Infiniti, so I can only say that the 0.0009 is a number I've seen mulitple times on the edmunds forum and was corroborated by sales managers at 3 different Infiniti dealers that I've spoken with. I don't think it matters much if it's a .00009 or a .0001.. it could be that the number is .000095 and just depends on rounding.

Either way, I don't see how the information I gave is "misleading". Perhaps you are being a little over-dramatic?

You're WRONG, there is no "pretty close" or "matters much" in financial calculations, there is CORRECT and INCORRECT. I should have just said it that way the first time since my thorough explanations and comments are being taken out of context and twisted today.

It's very possible your dealership even did the paperwork wrong, many are not familiar with MSD's and there have been several accounts of this happening on the forum. Usually IFS corporate ends up catching the errors and makes the local dealership do it over.

MSD's reduce MF by 0.0001 - FACT

MSD's are rounded up to nearest $50 - FACT

Things to know about Leases and MSDs - MyG37

 

[mbecker]

repost

I have never leased a car before but now looking to lease a 2015 Q50 Premium w/ Nav. Do people think the other packages are worthwhile? The tech package looks cool but requires too many other packages. Does this car come standard with a backup camera?

Assuming I just get the premium with nav package, what should my target terms be? Does anyone have a recent deal or person they have worked with in San Diego or nearby they can recommend?

Thank you in advance!

Anyone have any input on this?

 

[5697]

Anyone have any input on this?

Yes, even a base Q50 has a backup camera. As far as other packages being worth it, that's going to come down to personal taste and budget.

Personally I really like the features and trim items of the Deluxe Touring Package but you can't have those without the Navigation Package which in my opinion stinks. So you win some you lose some :|

Good luck and post up some quotes when you get them, sure others on here can review them before you make a deal.

 

[WhoMan]

Anyone have any input on this?

I'd say not worth it. It will require adaptive steering which is very "fake" feeling? Sorry if that doesn't make sense, I prefer the dynamics without the Adaptive Steering.
So save some $ and go sport with Navi IMHO. I don't like PAYING for computer stuff that tells you how to drive...

 

[guy666]

How's this deal guys. Just got the car from Infiniti of Naperville, IL

- 2015 Q50S with Nav
- 39 months, 10k miles
- ~2750$ paid to get it out of the door (2k down + fees)
- 350$ a month

 

[chris2k5]

Why not put the $2000 down as multiple security deposits? You get the $2k back at the end.

If you do just $2k down for cap cost reduction and some huge truck crashes into you and the q50 is totaled, you will never see the $2k again.

 

[guy666]

Didn't know about that.

Lets hope I don't total the car in the first few months.

 

[chris2k5]

Didn't know about that.

Lets hope I don't total the car in the first few months.

Im not worried about you totaling the car yourself. I am worried about some drunk idiot or texting teen totaling it.

 

[5697]

How's this deal guys. Just got the car from Infiniti of Naperville, IL

- 2015 Q50S with Nav
- 39 months, 10k miles
- ~2750$ paid to get it out of the door (2k down + fees)
- 350$ a month

What was the MSRP and your negotiated sales price?

Too bad about the $2K Down, as other have said the MSD's would have been the way to go.. oh well always next time!

How do you like it so far? Previous Infiniti experiences?

 

[guy666]

MSRP - 48k
Sale Price - 40k
Total with fees & tax - $41.7K

I turned in my G37x. It definitely feels more luxurious and I feel the the performance is a bit upgraded but the adaptive steering still feels odd. Not sure if I like or dislike it yet.

 

[bhg]

2015 Q50s AWD Lease

Just closed on lease of 39 months/10k annual miles on a 2015 Q50 sport w/AWD. Options are NAV, illuminated kickplates, splashguards, spare tire pkg, winter mats and I may be missing one or two other minor options. $0 down payment.

MSRP 49,030
Adjusted Cap Cost 41,741
Residual 27,456
Money factor .00012

374.56 per month plus 6.25% state tax for total of 397.97 per month.

Out of pocket drive off $1,128.00 (1st month payment 397.97 plus 700 acquisition fee plus 30.03 registration fee.)

Thanks in advance to board for suggestions. Think I got a decent deal.

 

[William]

Q50S AWD - Lease

Hello everyone,
I got my Q50S AWD about two weeks ago.
- Technology Package
- Deluxe Touring Package
- Navigation Package
- Splash Guards
- Illuminated Kick Plates
- All Weather Package
- Cargo Package
- Spare Tire Package

Lease details below:

MSRP: $55,330.00
SELLING PRICE: $52,651.42
DOWN PAYMENT: $ 6,086.00
- Cap Cost Reduction $2,546.27
- First Month Payment $ 500.00
- Reg Fees $ 227.00
- Sales Tax $1,963.10
- Doc. Fee $ 75.00
- Acq. Fee $ 700.00
- Tire Fee $ 12.50
- Acq. Fee Tax $ 62.13

TERM: 39 months
MILEAGE ALLOWANCE: 10,000
MONEY FACTOR: ??
RESIDUAL %: 59% = $30,984.80
MONTHLY PAYMENT: $500.00
LOCATION: Queens, NY

I probably did pretty bad but taking credit score into account...
What do you guys think?